You need a good credit score in order to get approved for a car loan. If your credit score is not where it needs to be, then you can take a few simple steps to improve it. Because the biggest factor that determines your credit score is your payment history, you should make sure that all of your bills are paid on time. Pay off any past-due or collections accounts that you have.
Be cautious about applying for new credit. Your credit score gets hit every time that you apply for a new credit account. Additionally, if you have a revolving credit line, then you should keep the balance low. The percentage of credit that you use is one of the factors that affects your score. Try to use less than 30 percent of your credit line.