When it comes to getting behind the wheel of a sleek, stylish, and high-performing BMW, you have two main options: leasing or financing. At Burdick BMW, we offer affordable lease and finance deals to help you take home the BMW of your dreams. Discover the differences between financing and leasing to determine which path is right for you.

How are Financing and Leasing Different?

The main differences between financing and leasing come down to ownership, payments, and flexibility. When financing, put yourself on a direct path to vehicle ownership. You'll have higher monthly payments, but will eventually pay off the loan and become a proud owner of your very own BMW. With leasing, you do not own the vehicle and must return it at the end of the lease unless you decide to purchase it. Lease payments are lower since you are essentially renting the vehicle.

If you're in the Utica, NY, area and trying to decide between financing and leasing, consider your driving habits and long-term goals. If you want to own your BMW and have the flexibility to modify it or drive unlimited miles, financing may be a better choice.

The Benefits of Leasing

Leasing a BMW offers several compelling benefits. First, lease payments are typically lower than financing payments, which can make it easier to fit a new BMW into your monthly budget. Second, leasing allows you to drive a new BMW every few years if you opt to trade your vehicle when the lease ends. This means you can always enjoy the latest design, technology, and safety features. Third, lease agreements often include maintenance, so you don't have to worry about many out-of-pocket repair costs.

For drivers in Rome, NY, who want to experience the ultimate driving machine without the long-term commitment of ownership, leasing can be an attractive option. You'll enjoy all the thrills and luxury of driving a BMW while keeping your monthly payments affordable.

The Benefits of Financing

Financing a BMW also offers unique advantages. When you finance, you are working towards ownership. Each monthly payment builds equity in the vehicle, and once you've paid off the loan, you'll own a valuable asset. Owning your BMW also gives you the freedom to modify it, drive unlimited miles, and sell it whenever you want. Plus, you get to own a BMW!

If your goal is long-term ownership and maximum flexibility, financing your next BMW may be the right choice. You can even refinance your loan down the road if interest rates drop or your credit improves.

  Start Your Shopping Process Online

No matter which path you choose, Burdick BMW makes it easy and affordable to drive home in a stylish new BMW. We invite you to browse our selection of new BMW vehicles for sale online from the comfort of your home. With a variety of models, trims, and colors in stock, you're sure to find the perfect BMW to fit your lifestyle and budget.

Once you've found a few models you like, contact our friendly sales team to schedule a test drive. We'll walk you through your financing and leasing options and help you take advantage of any current offers or incentives. With affordable monthly payments and flexible terms, there's never been a better time to lease or finance a new BMW.

Test Drive a New BMW Today

Ready to discover which ultimate driving machine you want to finance or lease? Then, visit Burdick BMW today to browse our selection of new luxury cars and SUVs and take one for a test drive. To schedule your visit, contact us.